A note from HerKentucky: While we all love to shop, please remember those who may not have the luxuries that we enjoy. If you do buy new cold weather gear, please remember that your gently used or unworn blankets, hats, scarves, and coats could, quite literally, save a life this winter. Donate to the shelter of your choice, and please consider patronizing businesses like Lexington's Morton James, who are helping to warm the less fortunate with a donation drive.

Oh my word, y'all. It is so cold out there! Temperatures in the teens and twenties are hard to dress for. I've found myself heading out to run errands or take meetings this week and putting on ALL THE LAYERS to stay warm. There's an art to layering without adding unnecessary bulk to your ensemble.

Step 1: Base Layer

Start with a smooth base layer to trap heat. I've got my eye on this wool blend layer from L.L. Bean.

Step 2: Sweater

Add a thin sweater in a natural fiber like merino wool or cashmere for maximum warmth without compromising comfort. This time of year is THE BEST for finding post-Christmas sweaters at a great price. I snagged a cashmere crewneck at Macy's for $23 last week!

Step 3: Puffer

Add a quilted puffer jacket for maximum warmth. I'm on the lookout for a longer, parka-style puffer for all-over warmth!

Step 4: Add a hat!

Hats are the key to staying warm in low temperatures. They trap heat, even if they do wreak havoc on your hairstyle.

Step 5: Scarf and Gloves

Scarves and gloves are crucial this time of year!

Stay warm out there, y'all!